Eastern Ontario Liquor Liability Insurance
Do you need Liquor Liability Insurance?
The element of risk only increases when alcohol is involved with an event or business. Your company or event needs protection against loss or damages that can result from incidents involving intoxicated patrons.
Eastern Ontario Liquor Liability 101
Liquor liability can be a confusing topic for anyone and varies from province to province. Some basic information you should know about liquor liability includes "Dram Shop" laws, liquor legal liability and host liquor liability policies.
- "Dram Shop" Laws: Alcoholic beverage servers are held financially liable for harm that intoxicated patrons cause to other people, themselves, or property. These laws can apply to operations from bars to private events where liquor is available. Dram shop laws also include selling liquor without a license, selling liquor after hours, and selling liquor to minors.
- Liquor Legal Liability: This provides the coverage necessary to protect you if you become legally liable as the result of an intoxicated person causing bodily injury or property damage. Liquor legal liability only covers establishments that manufacture, sell, distribute, or serve alcohol for a charge and is not covered under a general liability policy.
- Host Liquor Liability Insurance Policies: This provides coverage to special events for businesses that decide to serve alcohol to attendees.
How can Upper Canada Commercial Insurance Group Inc help?
Upper Canada Commercial Insurance Group Inc makes your liquor liability insurance process as simple as possible. By filling out a simple online form, our expert brokers will shop the market for you and get the best possible coverage and competitive premiums. We pride ourselves on taking care of our clients and their interests.
Get your quote today!
For a free, no-obligation liquor liability quote, complete the form and we will get back to you with the best protection for your needs.
Upper Canada Commercial Insurance Group has three locations to serve you in Ontario, and we are well equipped to take care of local, regional, nationwide, and even international insurance needs. We can discuss issues like builders risk insurance, general liability, or any other insurance questions.
We are there to serve your needs with expert and experienced professionals. We are an independent insurance broker and no other insurance broker in Upper Canada has access to all the different insurance companies that Upper Canada Commercial Insurance Group does. This ensures that you get affordable rates and the very best policy for your needs.